Archive for August, 2009

Can I save a lot of money on funeral and burial expense by joining a non-profit funeral or memorial society? What is a non-profit funeral-memorial society?

Yes, We Can! Our thanks to ClarkHoward.com and consumer advocate Clark Howard: How the recession is impacting funeral planning The Los Angeles Times reports that bodies are going unclaimed in record numbers at morgues because families know they can’t afford a burial. In a case like that, many jurisdictions will do a cremation at taxpayer [...]

Posted by admin on August 31st, 2009 under Answers, Credit Cards, Credit Reports, Debt, Identity Theft, Loans  •  No Comments

Can I eliminate the need and premium cost of some types of insurance policies by self insuring? What is self insurance?

Our thanks to About.com and Bobbie Sage: Avoiding High Insurance Costs by Self-Insuring Purchasing insurance is always a good idea, and in many instances it is a necessity. Having a nice insurance portfolio can give one a sense of peace and security that all their needs will be met if an unfortunate emergency arises. But [...]

Posted by admin on August 31st, 2009 under Answers, Credit Cards, Credit Reports, Debt, Identity Theft, Loans  •  1 Comment

Is it possible to be over insured? Am I over insured?

Our thanks to FiLife.com and M.P. McQueen: Are You Overinsured? It used to be that one of the biggest mistakes people made was not having enough insurance. Now, it’s likely that the opposite is true, as insurers flog all sorts of new products and features — from a free tow when your car breaks down, [...]

Posted by admin on August 31st, 2009 under Answers, Credit Cards, Credit Reports, Debt, Identity Theft, Loans  •  No Comments

What are the top 16 pieces of my personal information do identity thieves want to steal my identity?

Our thanks to manvsdebt.com and Baker: Top 16 Pieces of Your Information Identity Thieves Crave Unfortunately, identity theft has recently become the fastest growing crime in our increasingly digital world.  Potential thieves are becoming extremely adept at leveraging stolen data to empty existing accounts, max credit limits, apply for jobs, and even obtain mortgages.  Despite [...]

Posted by admin on August 31st, 2009 under Answers, Credit Cards, Credit Reports, Debt, Identity Theft, Loans  •  No Comments

What to do if my wallet, purse, or PDA is stolen-Will my identity be stolen?

Our thanks to IDTheftCenter.org: MY WALLET OR PDA WAS LOST OR STOLEN What Was In Your Wallet? A way to inventory your belongings What Other Information Was In Your Palm Pilot? Do Immediately Do As Soon As Possible All Other Cards Tips For Dealing With The Authorities And Financial Institutions Preventive Tips Resources You Might [...]

Posted by admin on August 30th, 2009 under Answers, Credit Cards, Credit Reports, Debt, Identity Theft, Loans  •  No Comments

How much money will I need to survive if laid off from work?

Our thanks to businesswire.com and Monster.com: Monster Meter Poll Reveals 34 Percent of U.S. Workers Surveyed Have Only One Week or Less of Savings to Cover Expenses if Laid Off from Work Less than One-Quarter of U.S. Workers Surveyed on Monster.com Say their Savings Would Last Six Months or Longer After Job Loss MAYNARD, Mass.–Business [...]

Posted by admin on August 29th, 2009 under Answers, Credit Cards, Credit Reports, Debt, Identity Theft, Loans  •  No Comments

Is my doctor killing me, financially?

Our thanks to The Motley Fool.com and Brian Orelli: Your Doctor Is Killing You … Financially Health care costs are too high. Solving that problem is complex, but I do know one person who controls a lot of what’s spent — someone who might be able to alleviate some financial pain. I speak, of course, [...]

Posted by admin on August 29th, 2009 under Answers, Credit Cards, Credit Reports, Debt, Identity Theft, Loans  •  No Comments

How strong is my bank? Does my bank have a strength grade rating?

Check your banks strength rating at TheStreet.com: http://www.thestreet.com/bank-safety/index.html?src=ratingsindex&tab=3

Posted by admin on August 28th, 2009 under Answers, Credit Cards, Credit Reports, Debt, Identity Theft, Loans  •  1 Comment

How can I know if my bank is safe?

Our thanks to bankrate.com and Jessica Seubert: How do I … Know if my bank is safe? Topic: PERSONAL FINANCE Who is affected: CONSUMERS AT ALL LIFE STAGES DEGREE OF DIFFICULTY: EASY What you’ll need: BANKRATE’S SAFE AND SOUND STAR RATINGS, NAME AND LOCATION OF YOUR BANK What you need to know Now that financial [...]

Posted by admin on August 28th, 2009 under Answers, Credit Cards, Credit Reports, Debt, Identity Theft, Loans  •  4 Comments

How safe are US banks? How many banks will fail?

Our thanks to cnbc.com and write/producer Natalie Erlich: 1,000 Banks to Fail In Next Two Years: Bank CEO The US banking system will lose some 1,000 institutions over the next two years, said John Kanas, whose private equity firm bought BankUnited of Florida in May. “We’ve already lost 81 this year,” Kanas told CNBC. “The [...]

Posted by admin on August 28th, 2009 under Answers, Credit Cards, Credit Reports, Debt, Identity Theft, Loans  •  No Comments